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Joined 1 year ago
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Cake day: July 1st, 2023

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  • I’m a software engineer and have had multiple startup employers not provide a 401k. It’s actually much more common than you think to not have one at all. Only 56% of employers have a 401k.

    It’s even more common to have no matching. Of the 56% that have a 401k only 50% have any matching at all. This leaves less than 25% of employers with matching.

    Of my 3 employers who did not have a 401k they all compensated me in mostly equity. Only a single employer had their equity eventually pay out in some form and it’s not eligible to be put in retirement funds outside of the standard IRA which maxes out significantly less than that 401k



  • Nobody seems to get this. Each time minimum wage goes up, employers balance that by splitting jobs over more people and make getting full time harder. They don’t have to provide benefits and they get more clout about how many jobs they create. It’s all upside for them.

    Real work reform would be providing benefits to everyone. If people get benefits directly from the government, then they get more negotiating power with their employers because moving between jobs is lower risk when you aren’t losing benefits as part of that.

    But pulling levers to raise wages is easier than redesigning the way we provide health, dental, vision, life, and retirement to our citizens so that’s what keeps happening and things just get more expensive in lock step.









  • Seconding the other comment, lots of orgs picked .lan and then over the last few years have moved things into the cloud and .lan has become a meaningless soup since half the shit isn’t even on local network. Now it just means “needs a vpn or ztn to talk to”

    Luckily my last three orgs finally bought a second domain for private dns. It’s quickly becoming a pattern that myorg.com owns myorg.tech or whatever for private traffic. Domains are cheap as fuck compared to everything else a business spends money on, it’s really silly how many people are using hacks for this