Yeah, it’s just like growing up. I remember as a kid hoping the weather would finally cool down by Halloween so we wouldn’t sweat through our costumes. In fact there were a couple years that we changed which costume we were going to buy because it would have been too hot to wear.

Don’t forget, insurance covers 50% before the deductible is met, not after. When a policy has that verbiage, usually there’s a footnote that states how those claims are handled in the future. From what I’ve seen, that could mean that insurance will cover 100% of said procedure after the deductible is met or it could mean a co-insurance of 30%.

After the deductible is met, OP won’t necessarily pay 50%. The percentage of the bill that OP and/or insurance will pay will be on a footnote at the bottom of the blue plan overview page (at least it’s blue when looking at plans from the ACA marketplace).

If you’ve met your deductible, you may not owe for the upcoming procedure.

However, you’d need to look at your policy or call the insurance company to see if the procedure counts towards your deductible. Normally the plan specifies that its 50% before the deductible and by an asterisk or buried somewhere in your plan’s terms, it may say that it’ll be 100% covered after tour deductible is met.

Is your deductible and out-of-pocket max the same? If you’ve met both, you may not even owe a copay. If you still haven’t met the out-of-pocket max, you will still owe co-pays.

Your plan documents or the company will be able to give better answers, as companies and plans can be very different in how they cover things.

It very well could be the line among his supporters who are members of the armed forces, veterans, and their families.

They might have overlooked all the scandals and outrageous things through his campaigns, presidency, and sedition, but this is where many of them have buried their spouses, grandparents, family, and friends.

Oh no, you caught me! Lol

I don’t like the defeatist attitude that TX is red until it’s blue because of Democrat victory. We have enough issues getting people to the polls, even though TX was the first state to have early voting (since 1980) with polls open at least 9 hours the first week and at least 12 hours the second week and final day. People use the inconvenience excuse all the time and it really brings down voter turnout.

The people moving in from California are conservatives and according to an exit poll in 2018, when Beto was challenging Cruz, the non-native Texans supported Cruz more while the native Texans were voting more for Beto.

https://www.dallasnews.com/news/politics/2018/11/09/native-texans-voted-for-native-texan-beto-o-rourke-transplants-went-for-ted-cruz-exit-poll-shows/

TX is already purple, they are afraid of it turning blue.

In 2020, Biden received more votes in TX than NY.

In 2016, Hillary only lost by about 800,000 votes (5% of the registered voters that year). Biden was only behind by about 630,000 votes (3.7% of the registered voters that year).

Edit: forgot to add “behind by” in last sentence

Check your TX voter registration at:

www.votetexas.gov

3 members of the TX Supreme Court, 3 members of the Court of Criminal Appeals, 15 state senators, Ted Cruz, all 38 representative at the US level, all 150 representatices at the state level, and many more offices are up for election this year. Go Vote! https://www.sos.state.tx.us/elections/candidates/guide/2024/offices2024.shtml

Polls will be open Oct 21-Nov 1, with a final day to vote on Nov 5. If you don’t want to wait in line, go during the first 2 weeks, we were the first state with early voting so use it! Polls will be open at least 9 hours the first week and at least 12 hours the second week and final day.

Check your voter registration, important election dates, polling locations and hours (available in October), and more at www.votetexas.gov

At the time of their invention, railroads were huge for industry. We could now transport a lot of heavy goods quickly across the state and country. We needed someone to be in charge of the railroads, trains, and their regulations.

Nowadays, the railroad commission doesn’t have jurosdiction over rails in TX, instead they have primary regulatory jurisdiction over the oil and natural gas industry, pipeline transporters, natural gas and hazardous liquid pipeline industry, natural gas utilities, the LP-gas industry, critical natural gas infrastructure, and coal and uranium surface mining operations.

https://www.rrc.texas.gov/about-us/

I think the idead behind it being an elected position, rather than an appointed position, is to mitigate corruption. If the citizens see corruption taking place in the department, they can elect a new railroad commissioner in a few years that will set it all straight.

If they got rid of early voting, then TX wouldn’t be able to brag about being the first state to allow early voting (established 1980).

We could even demand rank-choice voting or flip the State Supreme Court (there are 3 seats up for election this year). Given that all US and TX representatives are up for election, as well as 1 US senator and 15 state senators, we could be close to flipping the legislative branch blue too.

Here’s a full list of offices for election this year: https://www.sos.state.tx.us/elections/candidates/guide/2024/offices2024.shtml

I hadn’t seen that before! That’s cool

It’s usually a 5 minute process in TX too, people just wait until the very last minute to cast a vote.

We have had a 2 week voting period since 1980, we were actually the first state to allow an early voting period. The polls are Aldo legally required to be open at least 9 hours the first week and at least 12 hours the second week and final day of voting. If there’s even a line during the first 2 weeks, it’s 10 minutes max. People just drag their feet and then complain to everyone else, which keeps people from voting.

TX has 2 weeks to vote. There’s never a line longer than 10 minutes if there’s a line at all, except for the final day. It’s definitely apathy, waiting until the last day.

This year, polls will be open from Oct 21- Nov 1, with a final day to cast a vote on Nov 5. Polls will be open at least 9 hours the first week and at least 12 hours (typically 7AM-7PM) during the second week and final day of voting. Polling hours and locations can be checked at www.votetexas.gov once they are released in October. Some polls may be open on the weekend as well!

Even Hillary almost flipped the state. If only 5% more of the registered voters had cast a vote for her, she would have won! The problem is that people just won’t go to the polls. We were the first state to have an early voting period (since 1980) but people just won’t take 15 minutes to stop by a polling station on their way somewhere. There’s never a line during the 2 weeks weeks of early voting.

Check voter registration and polling location/hours (won’t be posted until October) at www.votetexas.gov

Polls open Oct 21-Nov 1, with one final day to vote on Nov 5. Don’t procrastinate and you won’t have to wait in line!

Don’t forget that had just 5% more of the registered voters in 2016 voted for Hillary, TX would have been blue.

Biden was even closer to winning TX in 2020.

Your vote matters! Do not wait until the last minute to vote! We can not only turn TX blue for Harris, but we have another opportunity to rid ourselves of Cruz this year. There are also 3 seats on the TX Supreme Court, all US and TX reps, 15 state senators, railroad commissioners, 3 members of the criminal court of appeals, 7 members of the state board of education, and many more judges, sherrifs, and local officials among other positions at stake this election. Check all the offices here:

https://www.sos.state.tx.us/elections/candidates/guide/2024/offices2024.shtml

Polls will open Oct 21-Nov 1, with one final day to vote on Nov 5. Polls will be open at least 9 hours the first week and at least 12 hours a day (typically 7 AM-7PM with no wait) during the second week, and at least 12 hours with a wait on the final day of voting.

Check your voter registration, important election dates, polling locations and hours (won’t be posted until sometime in October), and more at votetexas.gov

Who is going to stand up for the bankruptcy attorneys?

TX was super close in 2020. Biden only lost by 630,000 votes (less than 5% of registered voters). Biden received more votes in TX than he did in NY!

If she gets only 630,000 more votes than Biden, she will have beaten Trump’s votes in 2020. That’s less than 5% of the registered voters in 2020.

Polls open Oct 21-Nov 1 and then one final day on Nov 5. If you vote early, there wont be a line! Polls will be open at least 9 hours the first week and at least 12 hours the second week and final day of voting. Check voter registration status, polling locations, hours, Election Dates, and more at

https://www.votetexas.gov/

Technically 53% of eligible people cast a vote in 2020, which was 66% of registered voters.

The difference between a red and blue TX in 2020 was less than 5% of registered voters going to the polls for Biden.

Polls will be open Oct 21-Nov 1, with one final day to vote on Nov 5. If you procrastinate and go on the last day, there will be a line. If you go during the first 2 weeks of voting, there will be a 10 minute wait tops historically speaking. Polls will be open at leat 9 hours the first week and at least 12 hours during the second week and final day of voting (typically 7AM-7PM, though times will vary). Check your voter registration status, eligibility for ballot by mail, Election Dates, polling locations and hours (might not be up until October), and more at this site.

https://www.votetexas.gov/