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They send a survey to their subscribers.
The next paragraph states:
We weigh the severity of each type of problem to create a predicted reliability score for each vehicle, from 1 to 100. We use that information to give reliability ratings for every major mainstream vehicle. (The reliability rating is then combined with data collected from our track testing, as well as our owner satisfaction survey results and safety data, to calculate each test vehicle’s Overall Score.)
They don’t get very granular, but they give a fairly detailed overview of the methodology here:
https://www.consumerreports.org/cars/car-reliability-owner-satisfaction/who-makes-the-most-reliable-cars-a7824554938/
Edit: I used to subscribe, and as a result received their surveys occasionally. They seemed pretty well done, but people are people and probably aren’t always objective in their reporting.
Perhaps any candidate, irrespective of age, should undergo a trusted, impartial cognitive test as a condition of candidacy.
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Yes. They stated they would vote for a clean bill and then did what they said. Like adults.
I view it as confidence.
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That’s pretty sound advice for cleaning a multitude of linen related oopsies.
“They don’t want to engage in this banning of books or censoring of honest history or undermining who kids are,” Randi Weingarten, the teachers union president told The Associated Press on Wednesday, characterizing the candidates who won as “pro-public school.”
It’s sad that we’ve gotten to a point where this has to be a fight.
The Mortgage Insurance Premium (FHA) and Annual Guarantee Fee (USDA) make either costly in the long run. You get to skip the down payment, but the added cost of mortgage insurance (irrespective of how it’s labeled) hurts lower income borrowers. Both are costly, and neither are necessary. The property is the collateral. The lender loses future revenue and is inconvenienced if the borrower defaults, but they obviously do well enough overall to shoulder that burden.
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What about those that have sufficient income, but don’t pay their bills and have defaulted on previous loans?
I certainly have problems with the way current financial institutions operate, but prior to the credit score there wasn’t a standardized, scientific way to assess lending risk. It was left to a good ol’ boy process rife with racism, classism, and sexism. Sadly, we’re better off with what we have now, as flawed as it is.
And if you have heart issues, know that pseudoephedrine is a stimulant (as well as caffeine of course).
Email is commonly compromised. It’s an easy target for bad actors executing a takeover.
As someone who has had to walk the “I don’t do computers” public through basic things over the phone, I can confirm that yes, a lot of people are way too lazy to learn anything new. They will instead call the support folks and blast some poor person just trying to deal with their day. Call center volume goes up anytime any barrier is added. Agreed though, SMS OTP is constantly becoming less effective. Email OTP is somewhat pointless.
The Federal Government should just fund the other $2.2M and shame them. “Okay Iowa, if you can’t feed your state’s children, we’ll pick up the slack for you. Please remember who cared about you in November.”