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Joined 1 year ago
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Cake day: June 11th, 2023

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  • No, logins should be harder in order to be secure. Hence the addition of 2FA (which is also incompatible with your proposal).

    As developers, we strive to make things more secure, not less, and unfortunately, good security always comes with the trade-off of less convenience for the user (larger entropy passwords, session expiration, captchas, etc).

    Now, of course, it depends on how sensible the data in that account is. I wouldn’t want this for my email account, for example, or online password manager, which are the entry gates to all my other accounts. The Kagi search engine offers the possibility to login on another device via a session URL which you can copy-paste. And this is fine, if the site / app clearly states the dangers, implemented it securely, tracks and lists the sessions and allows you to invalidate a session for all devices, and you are fine with potentially disclosing the data for that account (forgetting to log out, or disclose the session URL somewhere) - which is not much, as they don’t log the searches, only the daily counts. And their use-case makes sense, people aren’t used to authenticating in order to search something on the internet.

    So, this should be an optional feature offering from the website / app, not built-in in the browser which would make it trivial to be abused by anyone.












    1. because CC companies incentivize us to do so

    That was my point, yes. Also, see my other comment, I live in Europe where credit lines (we do have the so-called “shopping” cards offering fixed installments for purchases but also overdraft at an ATM) aren’t the norm here and people opening up such an account take it more seriously and pay attention not to overdraft. “Building your credit score” isn’t a thing here. Confusing terms and scum agents promoting those cards do trick people into overdrafting and paying huge monthly interests (30% / year) instead of fixed installments, though.


  • I guess it does work differently, and it depends on the bank. I’m in Europe. When I make a payment, let’s say Saturday, that will actually be processed on Monday, the sum doesn’t show up in my account anymore and I see it as a pending transaction. So I can’t spend more than I have on a debit account.

    The only time I would owe the bank are card reissue fees every few years, which could take the balance into the negative. But if you have multiple accounts with the same bank (including savings accounts) the fee is automatically withdrawn from other accounts. Also, no fees for the negative balance if it’s a debit card. You can have it pending for months without issue.

    I actually take advantage of not being able to overdraft by having a separate account and attached card that I only use for online payments. It normally stays on 0, and I only move money there before making an online purchase. If my card details are leaked / stolen, transactions would get refused (no money in the account), I would just close the card and request another one.

    PS Given the downvotes, I understand I might have a wrong understanding and might confuse banking terms a bit, but I don’t live in the US and I certainly wasn’t taking the side of banks regarding the overdraft fees.






  • True, but it depends from person to person and it counts if you have a small or big drive, how often you watch and rotate your media, how large the media is. If you only have a 1TB SSD, and often download and watch blue-ray quality, 20 movies will fill it. It won’t be long until the same blocks get erased, no matter how much the SSDs firmware tries to spread the usage and avoid reusing the same blocks.

    Anyway, my point is, aside from noise and lower power consumption advantages, I wouldn’t use SSDs for a NAS, I regard them as consumables. Speed isn’t really an issue in HDDs.