• BaldDude@sh.itjust.works
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    1 year ago

    This looks silly from an outside perspective:

    IIRC the special thing about student loans in the US is that you cannot default out of them. So even if I go through bankruptcy, I will still owe this specific debt.

    The obvious fix would be to deny student loans this special treatment.

    I could imagine that this would also have a positive effect on the cost of tuition in the US, as the collection of these stupidly high debts would be far from guaranteed.

    edit: spelling

    • mnemonicmonkeys@sh.itjust.works
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      1 year ago

      The obvouis fix would be to deny student loans this special treatment.

      Unfortunately we’re not going to get this anytime soon. The Republicans are against it, and Biden was the one who introduced the bill making student loans work this way.

      • SpaceToast@mander.xyz
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        1 year ago

        Spoiler, democrats are against it too. They just pretend to be for it to gain votes.

        Democrats are only progressive by virtue, but they are all republicans behind the scenes.

        It’ll always be rich vs poor while they convince us it’s left vs right.

        • boonhet@lemm.ee
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          1 year ago

          Oh give me a break. If you take a look at voting records on controversial bills designed to make the average person’s life harder, it’s usually republicans voting for it and democrats against it, and vice versa if it’s something that would make the average person’s life better. Of course, SOPA was a significant exception, it had more dems voting for it than repubs.

          Basically it’s a question of “bad right-wing capitalist party” and “very bad ultra-right wing late stage capitalist party”. One is bad because they’re taking a bunch of corporate donations, the other one already wants you to be jailed, dead or in debt if you’re not white, christian or straight enough, but ALSO takes all the corporate donations they can get.

          You’re right that it’s rich vs poor not left vs right, but the thing is that the right generally sides with the rich way more than the poor. They’re always for more corporate freedom and less consumer protections, etc. Of course the US democratic party isn’t socialists - they only support SOME social programs, but overall are still capitalists. But it’s still better than actively trying to destroy any chance of socialized healthcare, education, etc.

          You might not be trying to do it on purpose, but the whole “both sides are the same thing” argument is an actual right-wing strategy to disenfranchise younger, less active voters who’d vote for left-wing politicians, because older people, more likely to vote right-wing, are much more reliable voters. There is a bit of truth to it, but it’s nowhere near the whole truth.

          • SpaceToast@mander.xyz
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            1 year ago

            Na, this exact line of thinking is why we are stuck in a 2 party system where nothing ever changes and the rich get richer.

            But go ahead, keep pretending that it’s only republicans who hate you. In reality both hate you, except the dems just fly a rainbow flag and pretend to give a fuck.

            Good cop, bad cop is the oldest trick in the book and people like you actually believe the good cop is on your side.

            • boonhet@lemm.ee
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              1 year ago

              But the fix to the 2 party system isn’t not voting, the fix to the 2 party system is getting rid of fttp. You’re just spouting republican propaganda that gets them in power fairly reliably.

              • SpaceToast@mander.xyz
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                1 year ago

                You keep talking about republican propaganda, as if democrat propaganda doesn’t exist.

                Leave that bs mentality on the front page of Reddit where it belongs.

                • boonhet@lemm.ee
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                  1 year ago

                  Not saying it doesn’t, but you’re spreading a very specific type of republican propaganda that they’ve been using for a while now, and very effectively. It definitely helped get Trump elected.

    • baker@sh.itjust.works
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      1 year ago

      The obvious fix would be to deny student loans this special treatment.

      The student loan industry is built on this exception, so eliminating it will be a big mountain to climb