dramaticcat@sh.itjust.works to 4chan@lemmy.world · 11 months agoAnon on credit scoressh.itjust.worksimagemessage-square249fedilinkarrow-up11.33Karrow-down155
arrow-up11.27Karrow-down1imageAnon on credit scoressh.itjust.worksdramaticcat@sh.itjust.works to 4chan@lemmy.world · 11 months agomessage-square249fedilink
minus-squaredb0@lemmy.dbzer0.comlinkfedilinkarrow-up15arrow-down1·11 months agoIt seems to me it doesn’t count risk. It counts profitability. It’s why it drops when people pay their loans early.
It seems to me it doesn’t count risk. It counts profitability. It’s why it drops when people pay their loans early.